Access Insurance Underwriter built a quarter-century of client trust through concierge service and deep Florida market knowledge. CyberGen AI built infrastructure that queries, analyzes, and optimizes at machine speed. In 2025, they merged to create AccessAIP.ai — Florida's first AI-native insurance agency.
Most agencies are either high-touch and expensive or automated and impersonal. We believe you shouldn't have to choose. AutoShop handles the comparison, monitoring, and optimization — your agent handles the relationship, the advice, and the moments that matter.
The result: clients get concierge service AND the best available rate, because AI checked every option before their agent picked up the phone. Average savings: $847/year. Average client retention: 12 years.
Phil Wardell opens the first office in Ft. Lauderdale. Focus: concierge service for Florida homeowners. One agent, one phone, one promise — we answer when you call.
After Wilma devastates South Florida, Access clients are contacted within 24 hours. Claims are filed before adjusters are assigned. The concierge model works when it matters most.
Palm Beach and Tampa offices open. The team grows to 15 agents. Commercial lines added. Still no hold music — every call is answered by a licensed agent.
David Parker founds CyberGen AI with a vision: apply machine-speed analysis to industries still running on spreadsheets and phone calls. Insurance is the first target.
CyberGen's AI can query 10+ carriers, rank by coverage quality and price, and generate a plain-language comparison — all in under 60 seconds. Tested with 1,000 Florida policies.
Access Insurance and CyberGen AI merge to create Florida's first AI-native insurance agency. The thesis: 25 years of human expertise + AI that never stops shopping = the best coverage at the best price, automatically.
55+ carrier partners. 20,000+ policies placed. $70M+ in premiums written. Three offices. One AI engine. Still answering every call.
We answer the phone. We call you before the storm. We remember your name, your property, and your family. AI handles the comparison — humans handle the care.
We show you every quote, including the ones where we earn less commission. We explain why one carrier is better for your specific property, not the one that pays us more.
AutoShop does the heavy lifting — querying carriers, ranking options, monitoring renewals. But when you need advice, you talk to a licensed Florida agent with decades of experience.
We don't try to insure 50 states mediocrely. We insure one state exceptionally. Every agent, every algorithm, every carrier relationship is built for Florida's unique risks.
Managing General Agent
30+ years as a licensed Florida insurance agent. Built Access Insurance from a single Ft. Lauderdale office into a three-location agency managing $70M+ in premiums. Known for pre-storm client calls and a zero-tolerance policy on unanswered phones. Licensed in all Florida property, casualty, and life lines.
Co-Founder & Chief Innovation Officer
30 years building enterprise technology systems. Founded CyberGen AI to bring machine-speed analysis to industries still running on manual processes. Designed and built the AutoShop engine — the AI that queries 10+ carriers before every renewal. Background in data engineering, machine learning, and process automation.
PALM BEACH
2655 N Ocean Dr, Suite 405, Singer Island FL 33404
(844) 755-0440Coastal specialist. High-value home focus.
25 years of expertise. AI that never stops shopping. Three Florida offices. One number when it matters.