Commercial Auto Insurance

Commercial Auto Insurance

Protect your business vehicles with comprehensive commercial auto coverage. From single trucks to large fleets, we compare rates across top carriers to find the right policy.

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Coverage Options

Fleet Coverage

Multi-vehicle policies with volume discounts for businesses of any size.

Liability Protection

Bodily injury and property damage liability for commercial operations.

Cargo Coverage

Protection for goods and materials transported by your vehicles.

Hired & Non-Owned

Coverage for employee-owned or rented vehicles used for business.

BY INDUSTRY
ContractorsDelivery ServicesFood TrucksLandscaping
WHY ACCESS INSURANCE
Compare commercial auto rates from 55+ carriers
Fleet discounts for multi-vehicle policies
Coverage for all vehicle types — trucks, vans, cars, specialty
DOT and FMCSA compliance assistance
Certificates of insurance issued same-day
Bundle with GL and workers comp for maximum savings

Frequently Asked Questions

What is the difference between personal and commercial auto insurance?

Commercial auto insurance covers vehicles used for business purposes — delivering goods, transporting equipment, or visiting job sites. Personal auto policies typically exclude business use.

How much does commercial auto insurance cost in Florida?

Rates vary from $1,200-$3,500+ per vehicle annually depending on vehicle type, driver records, cargo, and coverage limits. Our AI compares carriers to find the best rate.

Do I need commercial auto insurance for my work truck?

If the vehicle is registered to your business, used primarily for business, or carries tools/equipment for work, you likely need commercial auto coverage.