Professional Liability (E&O)

Professional Liability Insurance

Protect your business from claims of professional negligence, errors, and omissions. Essential for consultants, technology firms, healthcare providers, and any business providing professional advice.

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Coverage Options

Errors & Omissions

Coverage for claims arising from mistakes, oversights, or failure to deliver professional services.

Defense Costs

Legal defense fees are covered even if the claim is groundless or frivolous.

Regulatory Defense

Coverage for defending against regulatory investigations and proceedings.

Cyber & Data Breach

Optional coverage for data breaches and cyber incidents related to your services.

BY INDUSTRY
ConsultantsTechnologyMedicalLegal
WHY ACCESS INSURANCE
Compare E&O rates from 55+ carriers
Industry-specific coverage forms
Prior acts coverage available
Defense costs inside or outside limits — your choice
Tail coverage for retired professionals
Bundle with GL and cyber liability for full protection

Frequently Asked Questions

Who needs professional liability insurance?

Any business that provides professional services or advice — consultants, IT companies, accountants, architects, engineers, healthcare providers, real estate agents, and more.

What does E&O insurance cover?

E&O covers claims that your professional services caused financial harm through negligence, errors, omissions, or failure to perform. It covers defense costs, settlements, and judgments.

How much does professional liability cost?

Rates range from $500-$5,000+/year depending on your profession, revenue, claims history, and coverage limits. Technology and healthcare firms typically pay more due to higher risk exposure.